Whether you're buying a home or looking to refinance the mortgage on your existing home, Majestic Home Loan has the program that is right for you.
Our loan consultants help you determine the correct program for you - no pressure, no hassles, just a great loan a low possible rate.
For current rates, please fill out our simple Quote Application.


Conventional 30-Year-Fixed Loan

This is the traditional loan – and the most popular one – for many home buyers. A conventional 30-year-fixed loan means stable payments for the life of your loan – no surprises, no changes. Just one affordable monthly payment for the 30-year term of the loan.



Conventional 15-Year-Fixed Loan

If you can afford higher payments – or you are in a situation where you’d prefer to pay your loan down more quickly – then Majestic Home Loan’s conventional 15-year-fixed loan may be right for you. With a 15-year term, you can save thousands in interest payments, and you’ll build equity in your home more quickly.


Conventional Adjustable-Rate Mortgage

Many home buyers only plan to stay in their residence for a few years, making the traditional 30-year mortgage less financially desirable. With a Majestic Home Loan conventional adjustable-rate mortgage, you’ll pay less each month for a specific term, allowing you to keep more of your cash for other expenses.


FHA Loans

FHA home loans are underwritten by the Federal Housing Administration. These loans are designed specifically for home buyers who do not have the traditional down payment available.

Because FHA loans are easier to qualify for, they are best for buyers with less-than-perfect credit. In fact, you can buy a home with low down payment under an FHA loan program from MHL.

Choose from 15- and 30-year fixed-rate terms for your FHA loan. Also available are short-term adjustable rates to make it easier for you to qualify.

FHA Streamline Refinancing

Because FHA loans are designed to promote home ownership with easier qualification terms, their interest rates are often slightly higher than traditional conventional loans. This means you may be paying more than necessary if you haven’t refinanced your FHA loan.

That’s where “streamline refinancing” comes into play. With an FHA loan, you may qualify for a “streamline refinance” where your old FHA loan is converted into a new FHA loan with a lower interest rate – often at little to no cost to you.


Jumbo Loans & Interest Only Loans

Interest Only Loans - Borrowers you want to save money each month and not have their investments tied to their home equity often choose Interest Only Loans from Majestic Home Loan. With an interest only loan, you will make substantially lower monthly payments, and keep the difference you would otherwise pay as principal, to use as you see fit.

Jumbo Loans - These loans provide funding in excess of the standard confirming loan limits for the county in which the home is located.



Start your journey to homeownership today by calling us at 1-877-546-2145.

More About Us

Majestic Home Loan is fast growing lending institutions in the nation. We strive to offer quality products with competitive edge. Let Majestic Home Loan be with you every step of the way to a successful financing experience that no other lending institution can offer.

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1-877-546-2145

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9680 Haven Avenue
Rancho Cucamonga, CA 91730

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