Great deals available - Homes are affordable and the selection favors the buyer (that’s you!). Plus, prices are 30% lower than their peak a few years ago.
Mortgages are cheap - You can get a 30 year loan for around 4% and what's not to like about that. As recently as two years ago the rates were about 6.3% and that was considered a good deal.
Affordable loans - Majestic Home Loan is funding home purchase loans for around 4% - far less than the 6% or higher of a few years ago.
Available tax deductions - You can deduct the mortgage interest you pay on your home loan each year. Plus, when you sell your home, you get a tax break on any capital gain you realize.
It's all yours - Simply put, not only is owning better than renting from a financial standpoint – your home is yours to enjoy for years to come.
You choose where you live - Unlike renting, where you may have to take what you can get, home ownership allows you to choose your neighborhood.
Inflation fighter - Chances are over a long period of time, your home will increase in value and provide you with equity for the future.
Risk capital - If your home increases in value, you have more equity in your overall portfolio.
It’s like savings - Every month, a portion of your payment goes to principal, increasing your equity stake over time.

Start your journy to homeownership today by calling us at 1-877-546-2145.

But there’s an even bigger reason – one that will help put you in a better position as a buyer. Think of it from the seller’s perspective: who better to accept an offer from – the buyer without pre-approval, or the one all ready to buy now, with a pre-approved loan?

Lots of buyers are “pre-qualified” – but that isn’t nearly as powerful as pre-approval. In fact, often “pre-qualified” only means a person has had their credit score pulled.

Pre-approval is a much stronger negotiation point. Here’s what it includes:

It shows your credit worthiness has been reviewed by loan professionals
It shows your income has been verified
It shows your employment status has been verified
It shows you have the necessary assets on hand to buy the home you are shopping for

So get pre-approved today by calling us at 1-877-546-2145.

Our commitment to you is simple: to provide you with all the information you need to buy your home easily and quickly. We minimize red tape and help you to overcome potential problems before they occur. Our Pre-Approval process helps streamline your home purchase so that you can buy with confidence.

Step 1: Get Pre-Approved

Majestic Home Loan gives you the tools you need to get pre-approved before you make an offer. This gives you a better negotiating position from which to buy, and you'll know up-front how much you can afford to spend, what your payments will be (thanks to a locked-in rate), and so much more.

Step 2: Choose the Loan That's Right for You

With so many loan types available, there’s one that is right for you. Choose from conventional financing, FHA government financing, VA loans (for qualified veterans), fixed loans, short-term adjustable loans — and loans of varying periods from 30, to 20 and even 15-year notes. MHL’s loan specialists can help you find the loan that’s right for your financial situation.

Step 3: Contact a Realtor

Once you’re pre-approved, you’re ready to find your new home. A Realtor provides you with information and access to local homes for sale that fit your pre-approval terms. You’ll save time and find the home that’s right for you more quickly.

Step 4: Update Your Pre-Approval

In some cases, your home search may take a longer period of time than you first anticipated. Your loan specialist at Majestic Home Loan helps you keep your pre-approval up to date at all times, so that you’re ready to make an offer based on your current financial situation.

Step 5: Lock-In Your Interest Rate

When you find your home and make an offer, your loan specialist at Majestic Home Loan will help you lock in your interest rate. Because rates change daily, your MHL consultant will work with you to ensure you get the lowest possible rate by locking it in the moment you make your offer. Escrow periods typically range from 25-30 days.

Step 6: Have your New Home Inspected and Appraised

By having your home professionally inspected and appraised, you’ll get an objective valuation and insure there are no defects or damage to your new home. And you can be confident that the price you’ve agreed to pay for the home is a fair one.

Step 7: Sign and Close on Your New Home

The final step is closing, when you sign all your finalized loan documents (which reflect your locked interest rate, your monthly payment schedule and more), pay your down payment, and more. This process is managed by the designated escrow company to ensure everyone is paid properly. When closing is complete, you receive the keys to your new home!

More About Us

Majestic Home Loan is one of the fastest growing lending institutions in the nation. We strive to offer quality products with competitive edge. Let Majestic Home Loan be with you every step of the way to a successful financing experience that no other lending institution can offer.

Contact Us

If you'd like to contact us, please use the following details below:

[email protected]

1-877-546-2145

9680 Haven Avenue
Rancho Cucamonga, CA 91730

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NMLS License #173946

Click here to visit NMLS Consumer Access
For consumer complaints please email us at [email protected]

State	License
Alabama	Consumer Credit License License/Registration #: 21922
Arizona	Mortgage Banker License License/Registration #: 0926706 Mortgage Banker License License/Registration #: 0119277
California	Licensed by the California Department of Bureau Oversight under the California Finance License Law License/Registration #: 603H390
Colorado	Mortgage Company Registration License/Registration #: MLS - 173946
Connecticut	Mortgage Lender License License/Registration #: ML-173946
Florida	Mortgage Lender License License/Registration #: MLD1097
Georgia	Mortgage Lender License License/Registration #: 24235
Illinois	Illinois Residential Mortgage Licensee License/Registration #: MB. 6761089 Illinois Residential Mortgage Licensee License/Registration #: MB. 6850048
Maryland	Mortgage Lender License License/Registration #: 19671
Nevada	Mortgage Loan Company License License/Registration #: 4069
New Mexico	Mortgage Banker License License/Registration #: MLS - 173946
New Jersey	Residential Mortgage Lender License License/Registration #: 173946
North Carolina	Mortgage Lender License License/Registration #: L-151496
Ohio	Mortgage Broker Act Mortgage Banker Exemption License/Registration #: MBMB.850229.000
Oklahoma	Mortgage Lender License License/Registration #: MLO10337
Oregon	Mortgage Lending License License/Registration #: ML-5243
Puerto Rico	Mortgage Lender / Servicer License License/Registration #: IH-195
South Carolina	Mortgage Lender / Servicer License License/Registration #: MLS-173946 Mortgage Lender / Servicer License License/Registration #: MLS-173946OTN#1
Tennessee	Mortgage License License/Registration #: 120031
Texas - SML	Mortgage Banker Registration License/Registration #: MLS - 173946 TAC Required Disclosure TAC §81.200(c) Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to: Texas Department of Savings and Mortgage Lending 2601 North Lamar, Suite 201 Austin, TX 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.
Utah	Mortgage Entity License License/Registration #: 9116666 Mortgage Entity License - Other Trade Name #1 License/Registration #: 9116671
Virginia	Licensed by the Virginia State Corporation Commission License/Registration #: MC-5474
Washington	Consumer Loan Company License License/Registration #: CL-173946

Equal Housing Opportunity Lender

We conduct business in accordance with the Federal Fair Housing Law (Fair Housing Amendments Act of 1988). It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin.

•In the sale or rental of housing
•In advertising the sale or rental of housing
•In the financing of housing
•In the provision of real estate brokerage service
•In the appraisal of housing
•Blockbusting is also illegal

Anyone who feels he or she has been discriminated against may file a complaint of housing discrimination: 1-800-669-9777 (toll free), or 1-800-927-9275 (tdd), U.S. Department of Housing and Urban Development Assistant Secretary for Fair Housing and Equal Opportunity, Washington DC 20410.

The Housing Financial Discrimination Act of 1977, California Fair Lending Notice

It is illegal to discriminate in the provision of or in the availability of financial assistance because of the consideration of:

•Trends, characteristics, or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice
•Race, color, religion, sex, marital status, national origin, or ancestry

It is illegal to consider the racial, ethnic, religious, or national origin composition of a neighborhood or geographic area surrounding a housing accommodation, or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, and under what terms and conditions, to provide financial assistance.

These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation, or refinancing of one- to four-unit family residences occupied by the owner and for the purpose of the home improvement of any one- to four-unit family residence.

If you have any questions about your rights, or if you wish to file a complaint, contact the management of this financial institution.

So many reasons to buy your home now